As part of our portfolio valuation service, we can also provide an attribution of change report to show the dollar impact of each of the various factors that affect portfolio value. This report enables the reader to gain a policy by policy insight as to how changes in mortality, premiums paid, discount rates, and the passage of time, change NPV from the previous valuation to the present. This can also be a particularly valuable tool when used in part of an audit or internal review process.
